Welcome Students

Location: Detroit, MI and Dallas, TX (Hybrid)

Start date: June 2025

Rotational Financial Analysts are placed in a twenty-four-month rotational program completing four, six-month rotations among various groups in Finance, Accounting, and other related departments. During the program, the Rotational Analyst will be provided structured training, management support in career development, and a diverse experience across Comerica Bank to help them succeed.

The Finance & Accounting Rotational Analyst will have the opportunity to explore the following areas:

• Business Finance
• Accounting
• Financial Reporting
• Financial Planning & Analysis
• Investor Relations
• Corporate Treasury
• Capital Management
• Corporate Planning & Development
• Economics

Position Competencies

Successful incumbents possess strong time management skills, good listening skills, strong integrity and trustworthiness, intellectual horsepower, interpersonal savvy, dependability, and ability to develop positive peer relationships.

Position Responsibilities

Key responsibilities throughout the rotational program include, but are not limited to:

• Immersing oneself in the work responsibilities of each area, in order to learn the importance of the area and how it supports the bank.
• Learning the technology and systems used by each area.
• Gaining an understanding of the organizational structures, general business knowledge and the analysis of portfolios and financial statements.
• Assisting other analysts in the group in accumulating and reviewing relevant information as it may pertain to loan and deposit balances, net interest margin and spread data, and non-interest income and expenses.

Position Qualifications

• Bachelor’s degree in Business, Accounting, or Finance
• 3.0 (GPA) overall grade point average or better (GPA will be calculated by using grades for all credit hours/classes that are applied towards degree including transferred credits)
• 3 Accounting classes
• 0-2 years experience preferred
• This position is not eligible for sponsorship. Must have indefinite employment authorization

Travel

10% travel may be required of this position.

The Commercial Banking Development Program is an accelerated and challenging career path designed to develop Commercial Banking Associates into well-rounded Relationship Managers that exhibit a solid credit foundation and strong relationship development skills.

• 20-month rotational program that includes formal credit training and two sales-focused rotations within the Commercial Bank to gain valuable business development, sales and relationship building skills 
• Professional career development through assessments, coaching, team building, and mentoring
• Exposure to senior and executive leadership
• Collaborative and supportive team environment
• Gain in-depth knowledge of lending and non-lending products and services, including Treasury Management, Wealth Management, International Trade Services, Foreign Exchange, and Global Capital Markets.
• Lines of Business:  Business Banking, Middle Market, Commercial Real Estate, Large Corporate, Technology Life Sciences, Equity Fund Services, Environmental Services, Mortgage Banker Finance, International, National Dealer Services, Energy
• Program Footprint:  Dallas, TX; Houston, TX; Costa Mesa, CA; San Jose, CA; and Detroit, MI
• Associates may change office locations throughout the program, and all office locations are commutable within each geographic market.

Program Structure and Development Opportunities

Phase I:  Credit Rotation
Formal credit training takes place within a Commercial Underwriting Center.  During Phase I, Commercial Banking Associates will complete a 3-week intensive classroom training session, which includes 1-week of travel to our headquarters office in Dallas, TX.  As part of the on-the-job credit training, Associates will perform the following underwriting responsibilities:

• Prepare loan approval packages, in partnership with Relationship Managers and Portfolio Managers, for credit decisioning
• Provide complete analysis of loan approval packages for new credit requests, as well as annual reviews of existing relationships, utilizing the various underwriting methods as established by Credit Administration.
• Analyze financial information to identify key strengths, credit risks, and mitigating factors associated with credit requests.
• Determine appropriate loan structures and banking solutions to meet customer needs
• Monitor credit exposure for portfolio relationships

Phase II: Sales Rotations
Sales Rotations take place within an assigned Commercial Bank Group.  Commercial Banking Associates will complete a structured sales training curriculum and gain real-world experience working alongside seasoned Relationship Managers.  During the Phase II, there will be two Sales Rotations through different Lines of Business, each rotation lasting four months.  Associates will demonstrate their credit and sales skills, with direct involvement in the prospecting and loan approval process.  Specific responsibilities include:

• Working with Commercial Bank Group to analyze/structure debt facilities, conduct relationship reviews, create marketing plans, identify ancillary product opportunities, and conduct industry research
• Observing and participating in prospect and customer calls
• Observing and participating in sales, workload, and loan committee, meetings
• Learning risk mitigation processes and understand various aspects of risk and compliance
• Gaining an understanding of loan documentation and the loan closing process
• Developing an understanding of the full breadth of Comerica’s products and services offerings

The Capital Markets Analyst Program – is an accelerated and challenging career path designed to develop Analysts into well-rounded colleagues that exhibit a solid finance and credit foundation, as well as strong relationship development skills. The program is two years and introduces Analysts to the full scope of Comerica’s Debt Capital Markets (Loan Syndications) with exposure to Comerica’s additional capital market product offerings including Derivatives, Foreign Exchange trading, and Investment Banking. Depending on individual performance, some analysts are invited to stay for a third year and move into one of our Capital Markets operations.

• Professional career development through assessments, coaching, team building, and mentoring
• Exposure to senior and executive leadership
• Collaborative and supportive team environment
• Gain in-depth knowledge of Capital Markets products and services including Debt Capital Markets, Derivatives, Foreign Exchange and Investment Banking services.
• Lines of Business: Technology Life Sciences, Equity Fund Services, Environmental Services, International, National Dealer Services, Commercial Real Estate, Entertainment, as well as Large Corporate and Middle Market sectors
• Program Footprint: Detroit, MI
• Development program that includes initial classroom training sessions in finance and credit skills

Program Structure and Development Opportunities

Phase I: Credit Training

Formal credit training takes place within a Commercial Underwriting Center. During Phase I, Analysts will complete classroom training sessions. In this program the Analysts will:

• Receive credit analysis training
• Analyze financial information to identify key strengths, credit risks, and mitigating factors
• Determine appropriate debt structures to meet customer needs

Phase II: Finance Training

The finance training portion of the program includes coursework in accounting, communication skills, debt and equity capital markets, Excel, financial analysis, modeling and valuation taught by industry wide professional training programs.  Analysts will also receive self-study materials to guide their preparation for the applicable licensing exams (Series 7, 79 and 63).  The program is rigorous and thorough, combining the substance of a much larger investment bank’s training program with the personal attention found in a seminar.

Program Completion

• Developing an understanding of the full breadth of Comerica’s Capital Markets products and services offerings
• Successful completion of all finance and credit training coursework and practical application
• Completion of securities licensing requirements
  • Participants will be provided time and support to prepare and take the applicable regulatory examinations they must pass to obtain the necessary securities licensing

Position Qualifications

Minimum Qualifications

• The Analyst Program is open to final year undergraduate and graduate level students
• Bachelor's degree in business, accounting, finance, economics or similar field
• Two (2) accounting courses (6 units) and one course (3 units) in finance, economics or related business classes with a minimum 3.4 grade point average
• Experience preparing financial models and forecasts preferred
• 1 year of experience with Microsoft Office Applications (Microsoft Word, Excel, PowerPoint)
• This position is not eligible for sponsorship. Must have indefinite employment authorization

Seeking candidates with:

• Excellent interpersonal, verbal, and written communication skills
• Exceptional analytical, problem solving, and technical aptitude
• Time management skills, attention to detail and ability to handle multiple assignments
• Strong work ethic, customer-focus, and commitment to the communities we serve

The Investment Banking (“IB”) Analyst Program – is a challenging full time role designed to introduce new and recent college graduates to the foundational concepts and processes of investment banking, with a focus on merger, acquisition and divestiture (“M&A”) advisory services and select junior capital / private placement assignments.  IB Analysts work closely with other IB professionals to market the firm’s advisory services to prospective investment banking clients, and to execute engaged advisory assignments on behalf of such entities.  Prospects include both existing clients of Comerica Bank, as well as corporations or other entities that may not yet be clients of the broader firm; clients include both privately held and publicly listed companies, active across a range of industries and geographies. 

The base Analyst program is two years in length, with the possibility of a third year for select high performers.  The program begins with an intensive training program that introduces new Analysts to the fundamental concepts of financial analysis and valuation.  New Analysts gain exposure to the full scope of Comerica’s capital markets and other product offerings, including related areas such as Loan Syndications, Fixed Income, Derivatives and Foreign Exchange.  In some special cases (and depending on individual performance), direct promotion to Associate at program conclusion is possible without an MBA or similar graduate degree.

• Two-year program that includes formal finance, analysis, valuation and related classroom and on-the-job training
• Professional career development through assessments, coaching, team building and mentoring
• Direct exposure to senior and executive leadership through participation on small, project- and client-focused deal teams
• Collaborative and supportive team environment
• Gain in-depth knowledge of Investment Banking and Capital Markets products and services including M&A advisory, junior capital raising, Debt Capital Markets and Loan Syndications, Derivatives and Foreign Exchange
• Client Sectors: Middle Market businesses across manufacturing, industrials, business services and related fields, as well as clients across Comerica’s national specialty groups including Technology & Life Sciences, Environmental Services, International, National Dealer Services, Food & Beverage, Consumer, Equity Fund Services and Large Corporates
• Location: Dallas, TX, with project-related travel throughout the United States
• Analysts must pass a background check and complete registration with securities industry regulator FINRA by passing the Series 7, Series 79 and Series 63 securities exams; individuals must maintain active and valid FINRA registrations for the duration of their employment

Program Structure and Development Opportunities

Training

The finance training portion of the program includes coursework in accounting, debt and equity capital markets, financial analysis, modeling and valuation, portions of which will be taught by Training the Street, Wall Street Prep or a similar third party organization.  Analysts will also receive self-study materials to guide their preparation for the applicable licensing exams (Series 7, 79 and 63).  The overall program is rigorous and thorough, combining the substance of a much larger investment bank’s training program with the personal attention found in a seminar.

Training Program Completion

• Developing an understanding of the full breadth of Comerica’s Investment Banking products and services offerings
• Successful completion of all training coursework and practical application
• Completion of securities licensing requirements
  • Participants will be provided time and support to prepare and take the applicable regulatory examinations they must pass to obtain the necessary securities licensing

Position Qualifications

Minimum Qualifications

• The Analyst Program is open to final year undergraduate and graduate level students
• Bachelor's degree in business, accounting, finance, economics or similar field
• Two (2) accounting courses (6 units) and one course (3 units) in finance, economics or related business classes with a minimum 3.4 grade point average
• Experience preparing financial models and forecasts preferred
• At least 1 year of experience with Microsoft Office Applications (Microsoft Word, Excel, PowerPoint)
• This position is not eligible for sponsorship. Must have indefinite employment authorization

Seeking candidates with:

• Excellent interpersonal, verbal and written communication skills
• Exceptional analytical, problem solving and technical aptitude
• Time management skills, attention to detail and ability to handle multiple assignments
• Strong work ethic, customer-focus, and commitment to the communities we serve
• Absolute commitment to ethics and integrity

Comerica Bank is in business to help people be successful. We are committed to delivering the highest quality financial services by providing outstanding value, building enduring customer relationships and demonstrating leadership in our communities. Our promise to both our customers and our colleagues is to raise their expectations of what a bank can be. Comerica provides college interns the opportunity to experience first-hand the relationship banking environment that has defined Comerica’s strong ties to clients, colleagues and communities for over 170 years.

Portfolio Management Support

• Collect and monitor financial information
• Work with Portfolio Manager and Relationship Managers on client support

• Sales Support
• Industry research
• Preparation of marketing materials
• Prospect identification

Project: Prospect Identification and Marketing Plan Development

• Work with the team to understand the target customer profile
• Leverage resources such as LinkedIn, publications, etc. to identify prospects
• Use industry research to develop value proposition and marketing plan with the Relationship Manager
• Create an introductory presentation for the prospect meetings

Commercial Underwriting

• Observe the process for spreading financial statements and underwriting loans
• Complete a special project to refine key Commercial Underwriting resources

• Interns will also have opportunities to:
• Have an experienced Relationship Manager as a mentor
• Observe how new business is generated through referrals, prospecting and networking
• Network with executives within the Commercial Bank division
• Meet with leaders within the Credit organization
• Meet with product partners to learn about Treasury Management, Global Capital Markets and International Trade Finance solutions
• Participate in training opportunities offered by Comerica

Qualifications

• Rising College Senior Status
• Accounting, Finance, Business major preferred
• Overall GPA of 3.0 or above
• Two Accounting courses completed with 3.0 average
• Six months experience Microsoft Office products, Word and Excel
• The ability to work independently as well as in a team environment
• Excellent communication and interpersonal skills
• Previous customer service and sales experience preferred

Banking Summer Internship opportunities are located in Southeast Michigan; Dallas, TX; Houston, TX; Costa Mesa, CA; and San Jose, CA and extend 8 weeks from June through August.

Capital Markets Summer Internship Program 
Location(s): Detroit, MI

The Capital Markets Internship is tailored to students interested in investment banking

and other capital markets products. This 8-week internship program will provide students the opportunity to gain experience in Investment Banking, Debt Capital Markets, derivatives and foreign exchange trading. Comerica's strong ties to clients, colleagues and communities for over 170 years provides us the ability to compete directly with the money center institutions while still maintaining the competitive advantages of a Super Regional Bank.

Investment Banking

• Learn Investment Banking services with focus on M&A services
• Work directly with experienced M&A investment bankers to:
  • Leverage database resources and publications to identify prospects
  • Work with the team to understand the target client profile
  • Learn business development and marketing strategies

Debt Capital Markets

• Assist the Loan Syndications team on the syndication process​​​​​​
• Preparation of information memorandums and pitch book
• Meet with industry experts throughout the bank
• Experience a broad range of industry sectors across the country such as:
  • Technology and Life Sciences
  • Environmental Services
  • Real Estate
  • Equity Fund Services
  • Manufacturing

Derivatives/Foreign Exchange Trading

• Experience what is involved with the trading desk for derivatives and F/X
• Learn different market and commodity trading systems

Interns will also have opportunities to:

• Network with executives within the Capital Markets and Lending divisions across

• the country
• Participate in training opportunities offered by Comerica
• Observe how new business is generated through referrals, prospecting and
• networking

Position Qualifications

• College level of Junior or Senior Status
• Accounting, Finance, Business or similar field of study
• Overall GPA of 3.4 or above
• Two Accounting courses completed
• Six months experience Microsoft Office Applications (Word, Excel, PowerPoint)
• Experience preparing financial models and forecasts preferred
• Excellent interpersonal, verbal, and written communication skills
• Exceptional analytical, problem solving, and technical aptitude
• Time management skills, attention to detail and ability to handle multiple
• assignments
• Strong work ethic, customer-focus, and commitment to the communities ​​​​​​​

Location(s): Dallas, TX

The Comerica Securities Investment Banking Summer Analyst program is targeted towards students interested in investment banking, principally mergers & acquisitions advisory. This 10-week summer internship program will provide students the opportunity to gain experience in investment banking M&A advisory, including basic research, financial and valuation analysis, new business development and potentially project/deal execution. Comerica's strong ties to clients, colleagues and communities for over 170 years provides us the ability to compete directly with the money center institutions and regional and smaller specialist/“boutique” advisory firms while still maintaining the competitive advantages of a Super Regional Bank.

Investment Banking

• Learn Investment Banking services with focus on M&A advisory
•  Work directly with experienced M&A bankers to: o Leverage database resources and publications to identify prospects
• Work with the team to understand the target client profile
• Learn business development and marketing strategies
• Preparation of financial analyses, profiles, pitch books, information memoranda and other written presentation materials and analyses
• Meet with industry experts throughout the bank
• Experience a broad range of industry sectors across the country such as: o Industrial and manufacturing
  • Consumer and food & beverage
  • Environmental services
  • Technology and Life Sciences

Interns will also have opportunities to:

• Network with executives within the Capital Markets and Lending divisions across the country
• Participate in training opportunities offered by Comerica
• Observe how new business is generated through referrals, prospecting and networking

Position Qualifications

• College level of Junior or Senior status
• Economics, Finance, Business, Accounting or similar field of study preferred
• Overall GPA of 3.4 or above preferred
• One or more accounting courses preferred
• 6 months of experience with Microsoft Office Applications (Word, Excel, PowerPoint)
• Experience preparing financial models and forecasts not required but helpful
• Strong work ethic, integrity, customer-focus and commitment to the communities we serve
• Demonstrated track record of achievement
• Exceptional analytical, problem solving and technical skills and aptitude
• Time management skills, attention to detail and ability to handle multiple simultaneous assignments
• Excellent interpersonal, verbal and written communication skills

The goal of this internship is to support the activities of the Treasury Management Sales Officers (TMOs) and assist with the onboarding client experience. This position functions as a partner to the TM Sales Officer by participating in internal line of business meetings, TM Sales meetings and external client meetings.

The Treasury Management intern will assist TMOs in the implementation and coordination of adding new services to new and existing customers.  The internship also includes learning to prepare pricing proformas and building client reviews. 

The TM Internship provides a deeper dive into Comerica’s product offerings which assist clients with their cash flow needs.

Treasury Management is aligned with the following Lines of Business (subject to geographic market):

• Middle Market
• Business Banking
• US Banking
• National Dealer Services
• Technology and Life Sciences
• International
• Environmental Services
• Energy
• Equity Fund Services
• Commercial Real Estate
• Mortgage Banker Finance
• Entertainment
• Municipalities
• Retail Banking

Orientation

• Introduction to Comerica, Treasury Management, organizational culture
• Meet the Treasury Management team – National TM Sales and Sales Associate teams; Service, Implementations, Product
• Provide context for TM Intern responsibilities

Product Training

• Discuss cash flow benefits to clients utilizing TM Services
• Detailed TM product offering overview, including Commercial Card and Merchant Services
• Discover product features and their value to our clients
• Gain understanding of each products’ pricing
• Understand cost benefit analysis of TM services

Docum

entation and RiskUnderstand the Client Enrollment Form and how if relates to legal agreements and bank risk

• Process risk approvals for TM services with Relationship Managers

TMSA/TM Officer Partnership

• Prepare pricing proposals for prospects and clients understanding how pricing differs across financial institutions.
• Prepare Client Reviews and Industry research
• Participate in client and prospect meetings with TM Sales Officers, including pre-call plan meetings with the Relationship Management teams

Qualifications

• Rising College Senior Status
• Accounting, Finance, Business major preferred
• Overall GPA of 3.0 or above
• Two Accounting courses completed
• Six months experience Microsoft Office products, Word and Excel
• The ability to work independently as well as in a team environment
• Excellent communication and interpersonal skills
• Previous customer service and sales experience preferred

Location: Farmington Hills, MI (Hybrid)
Start: June 2025

The Tax College Intern will learn about the various functions within Corporate Tax, which include compliance, information reporting, and tax accounting. The Tax College Intern will also partner with internal business units in addressing impacts on Corporate Tax. This Tax Summer Internship position has no direct reports.

Position Competencies
Successful candidates possess problem solving and analytical skills, attention to detail, ability to prioritize, planning and organizational skills, manage time effectively, work effectively with teams and has good verbal and written communication skills.

Position Responsibilities

• Learn corporate tax compliance due dates, prepare quarterly estimates.
• Learn to administer other software programs for the tax department.
• Compile tax workpapers for preparation of federal and applicable state/local returns.
• Collaborate with compliance and audit on various projects and processes.
• Perform necessary research to support understanding of related tax compliance or other technical tax issues.
• Enhance and develop communication and problem-solving skills.
• Additional responsibilities as assigned by Management.

Position Qualifications:

• College level of Junior or Senior Status; expected graduation December 2025 or May 2026
• Accounting major and/or Masters in Taxation candidate
• Overall GPA of 3.0 or better
• Two Accounting or Tax courses completed
• Six months of word-processing, spreadsheet and database software experience
• Six months of project coordination/participation, multi-tasking experience

Intern will learn about the various functions within Accounting and Financial Reporting, which include SEC and bank regulatory reporting, internal board reporting, contract review for key accounting considerations, research of accounting changes and assist with various accounting tasks.

Complete financial reports and disclosures for the SEC, bank regulators, and internal uses. Learn how to properly document and tie-out disclosures and report workpapers. Perform review on contracts for key accounting considerations. Complete activities related to the bank’s general ledger system. Perform necessary research to support understanding of accounting changes that may impact the bank.

• Complete financial reports and disclosures for the SEC, bank regulators and internal uses.
• Learn how to properly document and tie-out disclosures and report workpapers.
• Perform review on contracts for key accounting considerations.
• Complete activities related to the bank’s general ledger system and perform reconciliations as needed.
• Perform necessary research to support understanding of accounting changes that may impact the bank.
• Enhance and develop communication and problem-solving skills.

• Additional responsibilities as assigned by Management.

Minimum Qualifications

• College level of Junior or Senior Status; expected graduation December 2025 or May 2026 Accounting Major, MST, Overall GPA of 3.0 or better

Qualifications

• College level of Junior or Senior Status; expected graduation December 2025 or May 2026
• Accounting major, MST
• Overall GPA of 3.0 or better
• Two Accounting courses completed
• Six months of word-processing, spreadsheet and database software experience
• Six months of project coordination/participation, multi-tasking experience

About Comerica Economics
Comerica Economics produces forecasts of the national economy, interest rates, and its primary business locations of Texas, Michigan, California, Florida, and Arizona. The Economics Department serves as the Bank's spokespeople on the economic outlook and frequently briefs Comerica's executives and clients on the economic outlook. As a recognized authority on the economy, Comerica Economics is regularly quoted in the Wall Street Journal, Bloomberg, Washington Post, and other major media outlets.

Internship Description
The Economics Department Intern supports the Chief Economist in preparing economic analysis for external publications, internal reports, and for oral presentations to customers and to Comerica colleagues. The Economic Research Intern is also responsible for collecting, analyzing, and preparing economic data for projects, studies, and reports to management.

The position will require 20 hours/week and a commitment through the end of the 2022-23 academic year. The hours can be flexible during Comerica's normal business hours of 8 A.M. to 5 P.M Monday to Friday. The internship is an immediate opening.

Position Competencies
Successful candidates possess a good foundation in economics and a strong enthusiasm to learn more about it. They also possess excellent analytical and communication skills, including writing and data analysis. They have a drive for results and can prioritize, manage workloads. They relate well to team members, internal clients, and external customers.

Reporting Information/Location
The Economics Research Intern reports to the Chief Economist, SVP. The position is located at our headquarters in Dallas, Texas, with easy access to DART. Comerica's Economics team follows a hybrid work schedule combining in-person and remote work.

Position Responsibilities

• Managing data for the economic modeling systems, including the US Macroeconomic, US Interest Rate, and State Forecast models using EViews statistical software, Python, and Excel.
• Supporting various Comerica economic publications by managing databases, updating charts, providing additional commentary, and proofreading.
• Additional research projects as requested.

Position Qualifications

• Graduate student in an analytical field
• Enthusiasm for economics, knowledge of statistics, and econometrics preferred
• Working knowledge of Office suite (i.e., Excel, PowerPoint, Word, Power BI)
• Excellent communication skills
• Enjoys working in a collaborative team environment

Location(s): Comerica Bank Headquarters, Dallas TX, or Frisco TX

The Enterprise Risk Quantitative Analytics Graduate-Level College Intern will learn quantitative and financial model development.

Position Responsibilities

• Support quantitative and financial model development activities including data manipulation, model building and documentation.
• Multiple projects may be assigned.
• Some projects can be geared towards financial data manipulation while others may be more related to model development and documentation.
• Enhance and develop communication and problem-solving skills.
• Additional responsibilities as assigned by Enterprise Risk Management.
• Stress Testing and CELC Loss Forecasting
• PPNR and Market Risk Modeling

Position Competencies

• Successful incumbents possess intellectual horsepower, time management skills, written communication skills, have process management skills and the ability to prioritize.

Position Qualifications

• Graduate students (MS or PhD) in the areas of Mathematics, Statistics, Economics, Finance or Engineering
• Strong analytical and problem-solving skills
• Background in standard statistical and econometrics regression theories such as: OLS (including weighed least square), time series (autoregression and ARIMA), logistic, survival and ML techniques
• Prefer some experience building quantitative models, exposure to banking or financial models
• Experience using SAS, STATA, Python, R software or equivalent software programs
  Excellent interpersonal skills
• This internship is scheduled for May -- August with potential extension until December 31st

Travel
Travel is not required of this position.

Relocation
Relocation is not available for this position.

The Trust Analyst Internship is a twelve-week program within Comerica's Trust Department. During the program Trust Analyst Interns are provided structured training, management support in career development, and a diverse experience within Trust to help them succeed.

Trust Analyst Interns will have the opportunity to explore the following areas: Institutional Trust, Trust Alliance, Fiduciary Services & Operations, Risk Management and/or Personal Trust.

Position Competencies

Successful incumbents possess strong problem solving and analytical skills, strong attention to detail, demonstrate the ability to meet deadlines, strong planning and organizational skills, manage time effectively, strong teamwork and effective verbal and written communication skills.

Position Responsibilities

Key responsibilities throughout the program include, but are not limited to the following:

• Immerse oneself in the work responsibilities of each area of Trust to learn it's importance and how it supports the Bank
• Learn the technology and systems used by each area of Trust
• Monitor and resolve unit and cash variances as reported by the various accounts
• Review and analyze statement impacts such as trade date vs. settlement date accounting, pending trades, effective dating transactions for statement purposes
• Review and analyze the unit's various exception reports such as failed trades, cash overdrafts, cost and market value out of balances and take the necessary action to resolve
• Produce and analyze ad-hoc customer report requests as needed
• Additional responsibilities as assigned by Trust Operations Unit Manager and team
• College level of Junior or Senior
• Working towards a Bachelor's or Master's degree from an accredited University in Business, Finance, Information Technology, Accounting, Trust related major(s)

Location(s):
Farmington Hills, MI or Detroit, MI -- Audit Operational/Financial
Farmington Hills, MI or Auburn Hills, MI -- Audit IT

The Audit Information Technology intern will learn to analyze and evaluate the adequacy of the design and operational effectiveness of internal controls.

Start Date: January and May 2024 Hybrid/Remote Flexibility

Position Competencies
Successful candidates possess strong oral, written, and interpersonal communication skills as well as strong organization skills with the ability to prioritize tasks.

Position Responsibilities
Candidates in this position will learn to:

• Execute and document audit program tests for financial, operational, and/or information technology audits and express an opinion on the adequacy of the design and operational effectiveness of internal controls.
• Develop work papers that support tests performed and conclusions reached.
• Analyze root cause of audit issues and assist in the development and documentation of practical recommendations.
• Practice active listening.
• Interact effectively with client personnel and colleagues (verbal and written communications).
• Maintain appropriate, constructive, and professional relationships with clients and colleagues by building appropriate rapport and using diplomacy and tact.
• Assist with completion of the annual Audit Plan by managing and completing work within budgeted timeframes, dates, and schedules.

Travel - Travel required between Auburn Hills, Livonia, and Detroit.

The Audit Operational & Financial intern will learn to analyze and evaluate the adequacy of the design and operational effectiveness of internal controls.

Start Date:  Summer 2025

Hybrid/Remote Flexibility

Position Competencies
Successful candidates possess strong oral, written and interpersonal communication skills as well as strong organization skills with the ability to prioritize tasks.

Reporting Information/Location
The Audit Operational/Financial Intern position will be in Detroit, MI

Position Responsibilities
Candidates in this position will learn to:

• Execute and document audit program tests for financial, operational, and/or information technology audits and express an opinion on the adequacy of the design and operational effectiveness of internal controls.
• Develop work papers that support tests performed and conclusions reached.
• Analyze root cause of audit issues and assist in the development and documentation of practical recommendations.
• Practice active listening.
• Interact effectively with client personnel and colleagues (verbal and written communications).
• Maintain appropriate, constructive and professional relationships with clients and colleagues by building appropriate rapport and using diplomacy and tact.
• Assist with completion of the annual Audit Plan by managing and completing work within budgeted timeframes, dates, and schedules.

Travel
Travel required between Auburn Hills, Livonia, and Detroit.

Position Qualifications

• College level of Junior or Senior Status
• Accounting, Finance, Information Technology, or Business major
• Overall GPA of 2.5 or better
• Courses Required:
  • Two Accounting courses completed
• Six months word-processing, spreadsheet and database software experience
• Six months project coordination/participation experience